General Property Insurance (Tools of Trade Cover)

Theft Only Cover

Theft cover for tools and equipment used in your business, only if stolen by visibly forcible entry from a locked vehicle or building.


Theft and Accidental Damage Cover

Cover for theft, as above, plus cover for accidental damage losses. The cover also includes damage from fire, by impact or overturning vehicle.


More Information

Both options provide Australia-wide cover.

Unspecified cover is provided up to $ 1,500. If you would like to insure an item for more than this amount, it must be specified and the serial number provided.

General Property cover is available with Public Liability coverage. An online quotation is also available for General Property (theft only), only when also quoting Public Liability.

Policy Wording


Claim Procedure

Please complete the below claim form as soon as possible. We are aware that lost tools can affect your ability to carry out your business. If we can establish claim form and replacement information quickly, it will allow us to achieve rapid settlement. Establish replacement quotations for the lost items ASAP. Bear in mind that your tools will be settled on an indemnity (depreciated) basis. If the tools have been stolen, establish a Police Report and note this in the claim form. Please contact us on 1300 654 642 with any questions or open and complete claim form and fax to 1800 654 642– please also note your MGA reference number.

Download Claim Form





General Information

MGA can provide competitive insurances if you have a Commercial EBA (Enterprise Bargaining Agreement) in place.

MGA one of the pioneers of this cover in Victoria, and can now provide this service in a majority of states of Australia.

Because we focus on Finishing Trades, we can deliver significant savings to commercial operators.

Please contact us on 1300 654 642 with any questions.


Claims Procedure

Please contact our office on 1300 654 642. If the claim is outside of business hours and you require emergency assistance, please contact 040 967 3002.



Motor Vehicle (Business Vehicles)

Cover for business use vehicles such as vans, wagons and utilities.


Comprehensive cover

Provides cover for your vehicle and against damage caused to third party property.

Sign writing cover included, as specified in the policy wording.

Free windscreen cover included.

It is important that all non-standard accessories are listed and valued, such as roof racks, shelving etc.


Third Party Property Damage

Provides cover for third party property damage only.


Trailer Cover

Available as a comprehensive cover.


More Information

None of the above options above provide cover against, theft or accidental damage to business tools carried in your vehicle. Refer to the general property (tools of trade) section for more information.

Please refer to the Product Disclosure Statement and Policy Wording below before making any decisions on this product.

Motor Vehicle

Motor Vehicle Quote Indication

Product Disclosure Statement & Policy Wording


Claim Procedure

There are no claim forms required for our policy though Vero. Please contact Vero’s first response team on 1800 222 043. Please note the details below for full accident procedure.

Claim Procedure



General Information

A number of clients find it is far easier to have one point of contact for both business and personal insurances.

MGA not only provides a wide range of specific business insurances for you, but has access to domestic covers (both home and motor) along with covers for Landlords Insurance for your investment properties.

Many of our clients have benefited by centralizing their insurances in this way. It can reduce costs and give you the peace of mind that your policies are being issued properly by a professional organization representing you.

Please contact us on 1300 654 642 for a quotation or any questions.


Claim Procedure

Please contact our office on 1300 654 642. If the claim is outside of business hours and you require emergency assistance, please contact 040 967 3002.